SBA 504 LOANS

Ongoing help when you need it most

An SBA 504 loan is a low-interest, long-term financing solution designed to help businesses purchase various assets, such a real estate with minimal upfront costs.

Low Rates

Flexible

Affordable

How the 504 Loan Program Can Benefit Your Business?

SBA 504 loans provide business owners with low-interest, long-term financing to purchase commercial real estate, heavy equipment, and other fixed assets. Designed for expansion and stability, this program offers up to 90% financing with below-market interest rates, making it an excellent choice for businesses looking to grow without tying up working capital.

Benefits of SBA 504 loans

Key benefits include:

✅ Low Down Payment – Only 10% down in most cases, preserving cash flow for other business needs.

✅ Fixed, Below-Market Interest Rates – Enjoy predictable payments with long-term, fixed-rate financing.

✅ Long Repayment Terms – Terms of 10, 20, or 25 years, reducing monthly costs.

✅ High Loan Amounts – Borrow up to $5 million ($5.5 million for certain projects) for real estate and equipment purchases.

✅ Business Growth & Stability – Ideal for expansion while keeping working capital available.

Equipment Financing Use of Funds

A business line of credit offers flexible access to funds, allowing you to cover various needs such as:

Equipment
Needs

Inventory &
Supplies

Leasing

Rent &
Utilities

Repairs &
Upgrades

3 Easy Steps at Your Speed

A Dedicated Finance Specialist will help you through this process.

Are you looking for a true lease, a dollar buy out or an EFA? Have you already paid cash for your equipment? If you made the purchase within 60 days, our funding sources have options that may allow you to refinance the equipment purchase into a 3-5 year term loan under your business name with monthly payments.

Our team of funding specialists will assist in providing access to the best financing options and work quickly to help secure capital for your business.

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Fill out the Form: Complete the one page Verification Form so we learn more about your business.

Options Review: We will contact you to discuss your options and make you aware of next steps.

Receive Funds: We work with you and your equipment vendor or private party throughout the entire process. Sale Lease-Backs and non-titled equipment can fund in as little as 48 hours!

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Is a SBA 7(A) Loan a Good Fit for You?

Check our requirements below and see

600

Minimum FICO Score

$10K

Monthly Gross Revenue

1 Year

in business

No Bankruptcy

Personal OR Business

Note: These are general qualifications. Other information may be considered at time of application.