Product Solutions

From lines of credit to equipment financing, we offer the solutions to help your business grow.

Business Line of Credit

Draw funds if and when needed with fixed payments that replenish the cash available to your business!  Lines up to $250k available. Monthly Percentage Rates as low as .05%. Challenged credit is typically OK.

    • Does not report to personal credit or effect DTI

    • Draw once or use in perpetuity

    • Low cost of capital (.05 – 3% monthly depending on qualifications)

    • Perfect for short-term stop gaps

    • Working Capital

    • Inventory and supplies

    • Business Expansion

    • Cash Equipment Purchases

    • Onboarding new staff

    • Monthly Simple Interest Rates starting at .05%

    • Can Set Up in 24 Hours

    • Up to $250k

    • Minimum 600 FICO

    • $10k Monthly Gross Revenue (last 3 months)

    • No Open or Recent BK (Personal OR Business)

    • Minimum 1 Year in Business

    Note: These are general qualifications. Other information may be considered at time of application

Equipment Financing

Equipment financing empowers your business to acquire critical assets—such as a kitchen equipment, a company vehicle, or specialized machinery—through tailored loan or lease solutions.

Designed with flexibility in mind, these options adapt to your unique equipment needs, enabling you to secure the tools essential for your operations and growth without compromising your cash flow.

    • Equipment financing tends to be a more cost-effective and lower-risk way to acquire equipment than other forms of financing.

    • No reflection on personal credit

    • Funding in as little as two days

    • Office equipment

    • Company vehicles

    • Restaurant equipment

    • Machinery upgrades

    • New tools

    • Replacement equipment

    • Finance options available for most types of equipment

    • Financing options up to $2MM

    • Up to $250k App only

    • Up to $350k App & Quote

    • Over $350k with full business financials

    • Prime and Sub-Prime Options Available

    Note: These are general loan qualification. Other information might be considered during application time.

Working Capital

Cash flow is the life blood of any business. A Working Capital solution provides needed funds for emergencies, growth opportunities, or slow A/R cycles, with approval based on cash flow data.

Repayment terms generally range from 6 to 24 months, offering flexible options. Fast funding—often within 1-3 days but we’ll move at your pace.

    • Can fund in hours

    • Does not report to personal credit or effect DTI

    • Renewable source of funding

    • $5k to $1MM

    • Take advantage of growth opportunities

    • Inventory and supplies

    • On boarding new staff

    • Business expansion

    • Repairs & upgrades

    • Competitive Rates

    • Can fund in 24 hours

    • $5K - $1MM available

    • 3 - 24 Month Repayment Term

    • Does not report to personal credit or affect DTI

    • Challenged Credit OK, 6 months minimum time in business, Unrestricted use of funds

    Note: These are general loan qualification. Other information might be considered during application time.